海角社区

No annual fee

Earn and play, at home and聽away

Rack up points wherever you are with our free membership
REPRESENTATIVE example
Purchase rate
32.9% (var)
Representative
32.9% APR (var)
Based on a
拢1,200 limit

Earn points, wherever you聽go

1X
PTS
On all purchases, anywhere in the world and even when you鈥檙e sleeping
UP TO
5X
At our favourite spots around town and online. Places you love, only
POWERED BY
Accepted pretty much everywhere

Use points to discover and explore your city

See how rewards work
The coolest online brands
Top dining spots
Some of the best bars聽and pubs
Electrifying entertainment
The toughest fitness聽classes
The coolest online brands
Top dining spots
Some of the best bars and pubs
Electrifying entertainment
The toughest fitness聽classes
Member favourites, past and present

Finally, a rewards card you can actually use abroad

Unlike some other rewards cards, we don鈥檛 charge any fees abroad, so you can continue to rack up points wherever you are
No foreign exchange fees, at all, ever
Tell me more
Up to 拢150 free cash withdrawals a day
Trip summaries to keep on top it all

Next level credit card聽security

Purchase protection

Your big purchases are covered if something goes wrong. Terms apply

Authorise big ticket聽items

Confirm large and online purchases with face ID in the app

Top notch, in-app live chat

Grab one of the 海角社区 support team in a few quick taps

You thought that was it?

We also do the basics really, really well
Detailed spend breakdowns
Instant notifications for real-time tracking
Set up flexible recurring payments
See, freeze and replace your card easily
Swipe to use your points
Split transactions with pals
Detailed spend breakdowns
Real-time notifications
Set up flexible recurring payments
See, freeze and replace your card
Swipe to use your聽points
Split transactions with pals
Two 海角社区 cards near some olives and a cocktail

The memberships, in all their glory

Features
Free membership
Currently viewing
Viewing
Full membership
Find out more
More
Important info
Monthly fee
拢0
拢15
Cancel anytime
No late payment fees
Interest rate
32.9%
29.94%
Rewards
ALL PURCHASES
Points per 拢1 spent
1
5
% back towards experiences
Up to 0.5%
Up to 2.5%
% back as pure cash
0.5%
spend at experiences
Points per 拢1 spent
Up to 5
Up to 25
% back towards experiences
Up to 2.5%
Up to 12.5%
Welcome bonus points
0
10,000
Experiences available
Selected
All
Use points towards any flight
Travel
Worldwide travel insurance
No fees abroad
Free withdrawals abroad
拢150 / day
拢150 / day
In-app trip summaries
Everyday essentials
Digital card
Premium card (3 month min)
Optional
Plastic card
Apple & Google Pay
Purchase protection
Top-notch support
Award winning app
Accepted everywhere Mastercard is

See if you鈥檙e eligible

No impact on your credit score
Takes less than 60 seconds
By continuing, you agree to our App Terms & Privacy Policy
Nearly there, {Name}

You鈥檙e eligible for 海角社区 membership!

Finish your application and get your聽card

鈥淕oodbye Amex, Hello 海角社区鈥

Still unsure?

Ask us anything

Will applying affect my credit score?

We鈥檒l firstly ask you a few questions to see if you鈥檙e eligible. This won鈥檛 affect your credit score, as we only perform what鈥檚 known as a 鈥榮oft search鈥 on your credit report. This will only be visible to you and not potential lenders.

If you鈥檙e eligible and decide to progress, we鈥檒l then perform a hard search on your credit report, which may effect your credit score.

Can I really cancel anytime?

Yep. No strings at all. We鈥檒l be sad to lose you, but just pop us a message in the app, and we鈥檒l do the rest. No fees, no fuss.

What鈥檚 the application process like?

Quick and simple - all you'll need to hand is your phone and government ID.

  1. Check your eligibility with a few quick questions
  2. Download the iOS or Android app to verify your finances and ID
  3. Choose your membership and order your card
  4. That's it! Your digital card will be ready to use in the app right away
How do I redeem my points?

It鈥檚 really easy. Simply check out the latest experiences in the app, go and enjoy one, pay using 海角社区, then choose to use your points in the app. That鈥檚 it. No codes. No coupons. No awkward conversations with the waitress.

A seamless experience from start to finish.

Do I get Purchase Protection?

Some of your purchases are covered by UK law often referred to as 'Section 75'. It was introduced to protect you against purchases that don't turn out as you expected. You may be covered for things like faulty items, purchases not fulfilled, or purchases not as described.

Okay with optional cookies?
Details in our privacy policy.
Strictly Necessary (Always Active)
Cookies required to enable basic website functionality.
Help us collect randomised data to find ways to better improve our website for you
Using non-identifiable data can help reduce our marketing costs
Allowing us to remember choices you make (such as your name or language, or the region you are in).