海角社区

February 21, 2024
News and Updates
3
聽min read

Introducing our new free membership

Tom Davies
Tom Davies
VP Marketing

We鈥檝e launched a new free membership, giving you a new way to build credit and enjoy our rewards, with no monthly fee.

Today we鈥檝e officially launched our free membership after months of testing it out behind the scenes. Thanks to everyone who鈥檚 given us feedback along the way, we鈥檙e really pleased with how it鈥檚 turned out.

It鈥檚 the same 海角社区 you鈥檝e come to love (we hope), stripped back to the essentials to give new members a free everyday rewards card with the same product experience we鈥檙e known for.

Our free membership is a big step forward to rebuilding the world鈥檚 relationship with credit

Credit is a scary prospect for a lot of people. It鈥檚 why a lot of younger people don鈥檛 have a credit card yet. We started 海角社区 to help young people build confidence with credit, so they can get more value out of their money today and build their credit over time.

But our original membership comes with a monthly fee, and that鈥檚 not for everyone. So we鈥檙e giving you an option with less of a commitment.

You鈥檒l still earn rewards, still get access to the app features our members already love and still get great customer support.

Right, so what's included?

Use it anywhere, with no FX fees

Making your life on the road easier is a big part of what makes 海角社区 special, so it was important our free membership stayed true to that. Use your 海角社区 card anywhere in the world, without fees, wherever Mastercard is accepted. Meaning you can continue to earn those points when you鈥檙e abroad without worrying about those foreign exchange fees hidden in the rates or tacked onto every transaction.

Earn 1 point for every 拢1

You鈥檒l still earn 海角社区 points when you spend and can use them at a handful of our curated Experiences every month. To give you an idea of where you can use them, in March you can use your points at top dining spots like Crust Bros, Solis, Berenjak, and The Water House Project, fitness and well-being brands like Urban, Barrecore, and Triyoga, and on car rentals through Turo.

Mastercard World Elite Status with Priceless.com benefits

Free members still qualify for the Mastercard World Elite benefits, including access to hundreds of travel, shopping and lifestyle discounts around the world like 10% off at CarRentals.com and cashback on Booking.com.

Purchase protection for the big ticket items

You鈥檒l still be protected under Section 75 purchase protection, so if a purchase over 拢100 doesn鈥檛 turn out as expected, you may be due a refund if the goods or services you bought are faulty, not fulfilled or not as described.

Upgrade memberships whenever you're ready, or never

You can use our free membership as long as you like without paying any monthly fees. And if you鈥檙e ever ready to unlock more of what makes 海角社区 special, like our worldwide travel insurance or supercharged points earning, you can switch over to our original full membership whenever you like.

Tom Davies
Tom Davies
VP Marketing

Becoming a 海角社区 member could聽

improve

your credit rating

Check you鈥檙e eligible before applying
You can see if you鈥檙e eligible without affecting your credit score. If you continue, we鈥檒l carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.

Become a member today

Become a full 海角社区 member
拢15/尘辞, cancel anytime
new member offer
Get 1 month free membership
Earn 5 points per 拢1 spent
Worldwide travel insurance
No fees abroad
Stunning premium card (3 month min)
Accepted everywhere Mastercard is
Plus 10,000 bonus points
Worth 拢50 at 海角社区 Experiences
REPRESENTATIVE example
Purchase rate
29.97% (var)
Representative
66.7% APR (var)
WTF is APR?!
Based on a
拢1,200 limit
Learn more
Or try our free membership
拢0/尘辞, no commitment
Same 海角社区, just fewer features
Apply to upgrade anytime
Earn 1 point per 拢1 spent
Worldwide travel insurance
No fees abroad
Slick plastic card
Accepted everywhere Mastercard is
Plus 10,000 bonus points
Worth 拢50 at 海角社区 Experiences
REPRESENTATIVE example
Purchase rate
32.9% (var)
Representative
32.9% APR (var)
WTF is APR?!
Based on a
拢1,000 limit
Learn more
Become a full 海角社区 member
拢15/尘辞, cancel anytime
new member offer
Get 1 month free membership
Earn 5 points per 拢1 spent
Worldwide travel insurance
No fees abroad
Stunning premium card (3 month min)
Accepted everywhere Mastercard is
Plus 10,000 bonus points
Worth 拢50 at 海角社区 Experiences
REPRESENTATIVE example
Purchase rate
29.94% (var)
Representative
66.7% APR (var)
WTF is APR?!
Based on a
拢1,200 limit
Learn more
Or try our free membership
拢0/尘辞, no commitment
Same 海角社区, just fewer features
Apply to upgrade anytime
Earn 1 point per 拢1 spent
Worldwide travel insurance
No fees abroad
Gorgeous plastic card
Accepted everywhere Mastercard is
Plus 10,000 bonus points
Worth 拢50 at 海角社区 Experiences
REPRESENTATIVE example
Purchase rate
32.9% (var)
Representative
32.9% APR (var)
WTF is APR?!
Based on a
拢1,200 limit
Learn more

See if you鈥檙e eligible

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