Free
debit card
Reward your routine with our debit card
Get 拢10 back on your first spend, then earn points on things you actually want.
18+ and UK only. T&Cs apply.
Our Free Debit Card, at a聽glance
1x
points
1 point for every 拢1 spent
No fees on spend abroad
Award-winning app features
FSCS Protected up to 拢85,000
Plus your鈥welcome offer
拢10
Get 拢10 off your first buy
+1,000
points
When you spend 拢1,000 in 30 days
Use points at epic shopping, dining and travel brands
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
Plus loads more that change every month
(Just some member favourites, past and present)
Points that don鈥檛 collect dust. Just good times.
Free Debit Card
monthly spend
拢1,500
each year get either
Dining
+拢342
Shopping
+拢414
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Airport Lounges
+拢270
Entertainment
+拢360
Flights
+拢144
Cashback
+拢90
Based on maximum redemption rates on our Free Debit Card.鈥ˋctual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Debit Card.鈥ˋctual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free Credit Card (
32.3%
聽APR var.).鈥ˋctual value varies by reward and how you redeem.
Based on maximum redemption rates on our Full Credit Card (
66.0%
聽APR var.).鈥ˋctual value varies by reward and how you redeem.
Easily add and withdraw money in just a few taps
You鈥檒l get an account number and sort code to directly transfer money from any UK bank
Payment received!
+拢200
Lounge access, unlocked
Because delays are painful enough without sitting on a plastic chair next to a crying baby. Book airport lounges in the UK and around the world with your 海角社区 card.
Compare our debit cards
Features
Free
full
Per 拢1 spent
1x
4脳
No fees abroad
Use points on flights
Travel insurance
Welcome points*
1,000pts
10,000pts
Monthly fee
拢15
*When you spend 拢1,000 in your first 30 days
All the fancy features you鈥檙e used to鈥
Top-notch in-app customer support
Spend breakdowns
Seamless withdrawals
Split the bill with friends
Easily freeze and replace your card
Real-time notifications
And some you鈥檝e鈥never seen before鈥
Swipe to use your points
Send points to friends on 海角社区
Still unsure?
There are no stupid questions
So, what actually is 海角社区?
Our marketing team call it a 鈥渇inancial membership鈥 but you can think of us like Monzo and Amex had a baby.
Is it a Mastercard?
Yep. We run on Mastercard, so we鈥檙e accepted at over 44 million locations around the world. Unlike some cards...
Is 海角社区 a bank?
No. But we鈥檙e a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
What is the new member welcome offer?
Joining 海角社区 comes with a few perks. Namely, a faster way to earn rewards (and a little something to make your first spend feel extra good). Get 拢10 off your first eligible 海角社区 purchase, whether you鈥檙e on debit or credit. Terms apply, read the .
Compare our debit cards
Free
full
Important information
Monthly fee
拢15
Cancel anytime
拢200/mo in free cash withdrawals
Welcome points*
1,000pts
10,000pts
rewards
Per 拢1 spent
1pt
4pts
Per 拢1 spent at Experiences 聽(Up to)
5pts
20pts
% Back at Experiences 聽(Up to)
0.5%
2%
% Cashback
0.5%
Access to Experiences
Some
All
Use points on flights
Travel
Worldwide travel insurance
No fees abroad
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Digital card
Free physical card
Apple & Google Pay
Send points to friends
In-app customer support
Award-winning app
Powered by Griffin
*Welcome points are earned when you spend 拢1,000 in your first 30 days
Earn up to 1,000 welcome points!
Welcome points are earned based on the membership you choose, and your spend in the first 30 days:
Spend 拢200
+200pts
Spend 拢500
+300pts
Spend 拢1,000
+500pts
For new members only.
Get 拢10 to spend on almost聽anything
Joining 海角社区 means unlocking the good stuff from day one. As a welcome, we鈥檒l cover your first eligible 拢10 spent on your 海角社区 card on groceries, restaurants, coffee shops, pubs, entertainment, flights or hotels in your first 30 days.
For new members only. .