Building Your Credit
Becoming a 海角社区 member could聽
improve
your credit rating
Check you鈥檙e eligible before applying
You can see if you鈥檙e eligible without affecting your credit score. If you continue, we鈥檒l carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.
See if you鈥檙e eligible
No impact on your credit score
Takes just a couple minutes
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You鈥檙e eligible for 海角社区 membership!
Finish your application and get your card