海角社区

June 19, 2025
News and Updates
3
聽min read

Introducing 海角社区 debit cards

Lo茂s Mills
Lo茂s Mills
Senior Content Lead

No Credit? No Problem. Meet 海角社区鈥檚 New Premium Debit Cards

You asked. We built. Today, 海角社区 goes beyond credit with the launch of our brand-new debit memberships, designed to help you earn big on your everyday spending, without ever borrowing a penny.

Say hello to two shiny new additions to the 海角社区 family: our Free and Full Debit Cards. Same much-loved rewards. Zero FX fees. Built-in travel perks. Just with a debit spin.

Why Debit?

Not everyone wants a credit card. We get it. So now, you can choose what fits your wallet (and your lifestyle): debit or credit. Either way, you鈥檙e earning rewards that are actually worth something. Like dinner at BAO. Or your next flight. Or maybe just a decent bottle of wine. Your call.

Here鈥檚 what鈥檚 new:

海角社区 Free Debit
拢0/尘辞苍迟丑
鈥 Earn 1 point per 拢1
鈥 Zero FX fees when you travel
鈥 Access to national rewards + experiences in London, Manchester, Birmingham, Bath and Bristol

海角社区 Full Debit
拢15/month or 拢160/year
鈥 Earn 4 points per 拢1
鈥 Full access to all 海角社区 Experiences
鈥 Worldwide travel insurance baked in

Both cards are powered by Mastercard, work anywhere in the world, and plug straight into the 海角社区 app, so you鈥檝e got everything from spend insights to eSIM travel data at your fingertips.

What can you get with your points?

Our rewards aren鈥檛 just 鈥渄iscounts鈥 dressed up in marketing speak. They鈥檙e actual experiences you鈥檒l want to tell your mates about. Think Urban massages, Freddie鈥檚 Flowers, theatre tickets, nights out, weekends away. You know, the good stuff.

海角社区 members have already racked up more than 拢1.1 million in redeemed rewards and saved over 拢1.2 million in FX fees since 2022. It鈥檚 about time debit joined the party.

From our founder, Tim:

鈥淐redit cards can be great 鈥 but they鈥檙e not for everyone. We kept hearing from people who loved 海角社区鈥檚 vibe but wanted the same experience on debit. So we built it. Now, anyone can enjoy market-leading rewards, epic travel perks, and totally fee-free foreign spending, without the need for credit.鈥

海角社区 debit cards are available now. Set up takes minutes. Rewards come fast. And the FOMO? Instant.

Lo茂s Mills
Lo茂s Mills
Senior Content Lead

Becoming a 海角社区 member could聽

improve

your credit rating

Check you鈥檙e eligible before applying
You can see if you鈥檙e eligible without affecting your credit score. If you continue, we鈥檒l carry out a full credit check.
Borrow what you can afford
When you use a credit card, you need to pay off your balance at the end of the month. Only spend what you can afford to repay.
Improve your credit over time
Making your monthly payment on time could help improve your credit rating. Just like missing a payment can impact it.